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This App is owned by Aon Singapore Pte. Ltd. a company incorporated in Singapore (Company Registration Number: 198301525W) ('Aon', 'us', 'our' or 'we'). Aon Care is an initiative of Aon in collaboration with Fullerton Healthcare Group Pte Ltd ('Fullerton'). Aon Care is a medical network administered by Fullerton, overseen by Aon and underwritten by licensed insurers in Singapore.
By accessing or using this App you will be bound by the terms and conditions set out below ('the Terms & Conditions'). We may change these Terms & Conditions at any time without notice. Any amendment will be effective immediately. Your use of this App after any amendment constitutes an Agreement by you to comply with and be bound by the amended Terms & Conditions. Accordingly, you should read these Terms of Use from time to time for changes.
These Terms & Conditions apply to your Related Parties. You warrant that you have authority to agree and enter into these Terms & Conditions on behalf of your Related Parties. "Related Parties" means all parties for whom or on whose behalf you give us instructions. "Aon Group" means the Aon Group of entities worldwide, being Aon PLC, our ultimate parent company, and all its subsidiaries, related/associated companies, affiliates as well as joint ventures of such subsidiaries, related/associated companies and affiliates.
Version 21 January 2015.
General Information Warning: The information provided on this App is made available on an "as is" basis, without warranty of any kind (and does not constitute any form of Legal, accounting, tax, regulatory or actuarial advice) and should not be used or relied upon as a substitute for detailed advice specific to you. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use will be contrary to local law or regulation. The contents of this App do not have regard to the specific investment objectives, financial situation or the particular needs of any person. Where we provide (upon your request) you with more information concerning any product listed in this App, this in itself shall not be taken to be a representation or warranty by us that the product is suitable for you. Aon and its affiliates, directors, associates, connected parties, employees and/or representatives may own or have an interest in the product. Any Insurance products listed on this App are underwritten by the respective insurers identified in the insurance policy and not by us. This App is not a contract of insurance nor an offer or solicitation by us to enter into any contract of insurance. About Using this App 1.Restrictions: You agree that when using the App, you will not:
By accessing or using this App you will be bound by the terms and conditions set out below ('the Terms & Conditions'). We may change these Terms & Conditions at any time without notice. Any amendment will be effective immediately. Your use of this App after any amendment constitutes an Agreement by you to comply with and be bound by the amended Terms & Conditions. Accordingly, you should read these Terms of Use from time to time for changes.
These Terms & Conditions apply to your Related Parties. You warrant that you have authority to agree and enter into these Terms & Conditions on behalf of your Related Parties. "Related Parties" means all parties for whom or on whose behalf you give us instructions. "Aon Group" means the Aon Group of entities worldwide, being Aon PLC, our ultimate parent company, and all its subsidiaries, related/associated companies, affiliates as well as joint ventures of such subsidiaries, related/associated companies and affiliates.
Version 21 January 2015.
General Information Warning: The information provided on this App is made available on an "as is" basis, without warranty of any kind (and does not constitute any form of Legal, accounting, tax, regulatory or actuarial advice) and should not be used or relied upon as a substitute for detailed advice specific to you. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use will be contrary to local law or regulation. The contents of this App do not have regard to the specific investment objectives, financial situation or the particular needs of any person. Where we provide (upon your request) you with more information concerning any product listed in this App, this in itself shall not be taken to be a representation or warranty by us that the product is suitable for you. Aon and its affiliates, directors, associates, connected parties, employees and/or representatives may own or have an interest in the product. Any Insurance products listed on this App are underwritten by the respective insurers identified in the insurance policy and not by us. This App is not a contract of insurance nor an offer or solicitation by us to enter into any contract of insurance. About Using this App 1.Restrictions: You agree that when using the App, you will not:
- do anything which will or might damage, disrupt access to, or interfere with the proper operation of this App, or any transaction being conducted on it;
- do anything which will or might place an unreasonable load on the App infrastructure;
- post, distribute or send any 'spamming material' or any other form of bulk communication;
- impersonate any person or entity
- publish, or disseminate any material which is unlawful, defamatory, indecent, offensive or inappropriate
- transmit any material which contains viruses, or other computer codes designed to interrupt, limit or destroy the efficient operation of the App, or its software or hardware; and
- do anything which breaches or infringes our property rights in any way, including copyright.
- (Accuracy) Whilst we will use our best endeavours to ensure that the information on the App is up-to-date, we don't warrant the accuracy, adequacy of, or completeness of, any information contained on this App and expressly disclaim any liability for errors or omissions. Please feel free to write to us at the address below if you spot an error.
- (Availability and access) We will take reasonable steps to provide a safe and reliable service but there are some risks with using the internet. We do not guarantee that the App will be free from viruses and accept no responsibility for any harmful computer code that might be introduced to your system by using this App. We do not guarantee that access to this App will be uninterrupted and accept no responsibility for any interruption. Your access to this App or any product may be terminated at any time, without notice. You may not be authorised to access the App after termination but the limitation of liability and indemnity provisions in these terms will survive the termination. Any licenses or other rights you granted to us will also survive termination.
- (Website Links) Our App may be linked to other websites. They are provided for your convenience only. Links to an external site should not be construed as an endorsement. We make no representation about the accuracy of any information contained on any other websites. We are not responsible for any loss, damage, cost or expense you incur in accessing or attempting to access such a site. You must obtain our prior written permission to link to this website.
- (Disclaims all warranties) Aon disclaims all warranties or representations of any kind whatsoever, whether express or implied, including but not limited to the implied warranties of merchantability, title, non-infringement and fitness for a particular purpose with respect to the contents of this App.
- any unauthorised access or breach of security to this App, for whatever reason;
- any delay in effecting any transaction attempted to be processed through this App, for whatever reason;
- any failure to effect any transaction attempted to be processed through this App, for whatever reason;
- any error, omission or misrepresentation in relation to this App or arising from the transmission of any computer virus;
- any consequential, incidental, indirect or special damage or loss of any kind;
- the supply, by you or others, of incorrect or incomplete information (including information that we may use to calculate the premiums and other charges relevant to your insurance); the failure by you or others to supply appropriate, relevant or timely information, including Relevant Information and Claims Information;
- a failure by you or others to act on our advice or to respond promptly to any communications from us or any insurer; or
- the default, negligence, or lack of care on the part of any person other than ourselves.
- Aon has no liability for any failure or refusal by that intermediary to disclose any remuneration;
- Aon has no liability for any act, error or omission by that intermediary or its directors or officers; and
- remuneration earned by that intermediary is separate from and in addition to remuneration earned by any Aon Group entity.
- We maintain clear separation between different parts of our business where association could lead to conflicts arising;
- We strongly promote our values, which includes openness, trust and integrity; and
- We have staff dedicated to monitoring compliance.
- where you have given permission for us to disclose the information;
- where disclosure is required to satisfy legal obligations or regulatory requirements;
- where disclosure is reasonably required to carry out the services we provide to you (for example providing information to current or prospective insurers);
- where such information is in the public domain; or
- where the information is lawfully in our possession at the time it is communicated to us.
- provide products and services as requested by you and/or clients which may include human capital consulting, human resource business process outsourcing, (re)insurance broking, claims management, risk management consulting, otherforms of insurance/risk services, benefits program administration, investment advisory and referral services;
- determine eligibility and process applications for products and services;
- understand and assess ongoing needs and offer products and services to meet those needs;
- carry out communication, service, billing and administration;
- administer claims;
- produce reports, conduct market research and data analysis;
- obtain and update credit information with appropriate third parties, such as credit reporting agencies, where transactions are made on credit;
- execute monitoring and training;
- develop, design and promote new services and products;
- market products, services, offers or events (if you have so consented), and conduct checks with do not call registries;
- comply with any laws, rules, regulations, guidelines, codes of practice, orders or requests by any court, regulatory, law enforcement authority or other government official (local or foreign) and internal policies and procedures; comply with requirements or arrangements with local or foreign regulatory or tax authorities imposed by law or assumed by us for the protection of our financial, commercial or other legitimate interests;
- prevent, investigate, detect offences, crimes and breaches including identity, fraud, credit, money laundering and conflict checks, handle and investigate complaints or security threats;
- enforce, defend and protect the property or rights of Aon and its affiliates;
- facilitate any proposed or actual assignment, transfer, participation or sub-participation in any of our rights or businesses; and
- conduct processing necessary to fulfil other contractual obligations for the individual, or which are reasonably related to the aforementioned purposes. With your consent, we may also use the personal data you provide for additional purposes.
- banking and financial products - credit and fraud reporting agencies, debt collection agencies, managed fund organizations and financial institutions for financial planning, investment products and trustees of investments.
- insurance broking and insurance products - insurers, reinsurers, other insurance intermediaries, insurance reference bureaus, medical service providers, fraud detection agencies, our advisers such as loss adjusters, lawyers and accountants and others involved in the claims handling process.
- human capital consulting, business process outsourcing, benefits administration services - background checking agencies, fraud detection agencies, payroll service providers, insurers, medical service providers, trustees, administrators or managers of any employee benefit schemes or any relevant financial institutions.
- our related companies and affiliates in the provision of our products and services and who may wish to tell you about their services, products or promotional opportunities which may be of advantage to you, and your representatives, including your lawyers, accountants and financial advisers.